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Waterloo, Iowa planting calendar and frost dates

Waterloo is in USDA hardiness zone 5a. The last spring frost typically comes around April 27 and the first fall frost around October 10, giving about 165 frost-free days a year.

Hardiness zone
Zone 5a
Typical last frost
April 27
Typical first frost
October 10
Frost-free season
165 days

Frost dates in Waterloo

Last spring frost

  • April 11Risky: frost later than this in 9 years out of 10
  • April 27Typical: a later frost in half of years
  • May 10Safe: a later frost only 1 year in 10

First fall frost

  • September 26Risky: frost earlier than this 1 year in 10
  • October 10Typical: an earlier frost in half of years
  • October 21Late: frost before this in 9 years out of 10

The growing season between the typical last and first frosts is about 165 days. Frost here means a low of 32°F at the weather station. A hard freeze (28°F), which damages most hardy crops too, typically ends around April 16 and returns around October 20.

NOAA U.S. Climate Normals 1991-2020 for Waterloo Muni Airport, 9.9 miles NNW of the city center. Low-lying and rural spots often frost later in spring and earlier in fall than airports and city centers.

What to plant each month in Waterloo

  1. January

    Start indoors: onions

  2. February

    Start indoors: broccoli, cabbages, cauliflower, collard greens, kale, leeks, onions, oregano, parsley, peppers, petunias, ranunculus, rosemary, snapdragons

  3. March

    Start indoors: basil, black-eyed susans, broccoli, cabbages, cauliflower, celery, chives, cilantro, collard greens, eggplants, ginger, leeks, lettuce, marigolds, nasturtiums, oregano, parsley, peppers, petunias, ranunculus, rosemary, sage, snapdragons, spinach, swiss chard, tomatoes

    Plant or sow outdoors: beets, black-eyed susans, blackberries, blueberries, broccoli, cauliflower, chives, cilantro, collard greens, figs, garlic, gladioli, grapes, grass seed, hollyhocks, kale, leeks, onions, peas, poppies, radishes, ranunculus, raspberries, rhubarb, roses, spinach, strawberries, swiss chard, turnips, wildflowers

  4. April

    Start indoors: basil, cantaloupes, cosmos, cucumbers, okra, pumpkins, ranunculus, watermelons, winter squash, zucchini

    Plant or sow outdoors: asparagus, beets, black-eyed susans, blackberries, broccoli, cabbages, carrots, cauliflower, chives, cilantro, collard greens, dahlias, dill, figs, garden mums, gladioli, grapes, green onions, kentucky bluegrass, lavenders, leeks, lettuce, lilies, marigolds, mints, nasturtiums, onions, oregano, parsley, perennial ryegrass, petunias, potatoes, radishes, ranunculus, rosemary, roses, sage, snapdragons, spinach, sunflowers, sweet corn, sweet peas, swiss chard, tall fescue, thyme, turnips

  5. May

    Start indoors: zinnias

    Plant or sow outdoors: asparagus, basil, cantaloupes, celery, chives, cilantro, cosmos, cucumbers, dahlias, dill, eggplants, garden mums, ginger, gladioli, grapes, green beans, green onions, kentucky bluegrass, lavenders, lettuce, lilies, marigolds, mints, nasturtiums, okra, oregano, parsley, peanuts, peppers, perennial ryegrass, petunias, pumpkins, ranunculus, rosemary, sage, spinach, sunflowers, sweet corn, sweet peas, sweet potatoes, swiss chard, tall fescue, thyme, tomatoes, watermelons, winter squash, zucchini

  6. June

    Plant or sow outdoors: bermudagrass, celery, centipedegrass, cosmos, green onions, okra, peanuts, st. augustinegrass, sweet potatoes, zinnias, zoysiagrass

  7. July

    Plant or sow outdoors: bermudagrass, centipedegrass, st. augustinegrass, zoysiagrass

    Plant for fall: bearded irises, broccoli, brussels sprouts, carrots, collard greens, lettuce, peas, snapdragons, swiss chard

  8. August

    Plant for fall: azaleas, bearded irises, beets, broccoli, cabbages, carrots, cauliflower, clematis, collard greens, coneflowers, crocuses, daffodils, daylilies, grass seed, hostas, hydrangeas, kale, kentucky bluegrass, lettuce, lilies, ornamental alliums, peas, peonies, perennial ryegrass, radishes, roses, saffron, snapdragons, spinach, swiss chard, tall fescue, tulips, turnips

  9. September

    Plant for fall: cabbages, cauliflower, crocuses, daffodils, daylilies, grass seed, hostas, hyacinths, kale, kentucky bluegrass, lilies, ornamental alliums, peonies, perennial ryegrass, radishes, saffron, spinach, tall fescue, tulips

  10. October

    Plant for fall: crocuses, daffodils, garlic, hyacinths, lilies, ornamental alliums, peonies, tulips

Frost dates and zones by ZIP code in Waterloo

All 4 of Waterloo's main ZIP codes take their frost dates from Waterloo Muni Airport, so the dates on this page apply across the city. Every one of them is in zone 5a.

ZIP codeZoneWeather stationTypical last frostTypical first frost
507015aWaterloo Muni Airport, 9.9 mi NNWApr 27Oct 10
507025aWaterloo Muni Airport, 7.8 mi NWApr 27Oct 10
507035aWaterloo Muni Airport, 5.9 mi WApr 27Oct 10
507075aWaterloo Muni Airport, 8.1 mi NWApr 27Oct 10

Planting dates for popular crops in Waterloo

PlantStart indoorsPlant or sow outdoorsFall planting
TomatoesMar 17 to 31May 12 to 26—
Strawberries—Mar 16 to 30—
LettuceMar 2 to 16Apr 20 to May 4Jul 11 to Aug 15
CilantroMar 16 to 30Apr 27 to May 4—
BasilMar 24 to Apr 7May 12 to 19—
Potatoes—Apr 18 to 25—
Garlic—Mar 16 to 30Oct 10 to 24
OnionsJan 5 to Feb 16Mar 30 to Apr 13—
CucumbersApr 14 to 28May 12 to 26—
PumpkinsApr 14 to 28May 12 to 26—
PeppersFeb 24 to Mar 24May 12 to 26—
Carrots—Apr 6 to 27Jul 18 to Aug 8
Sweet Potatoes—May 25 to Jun 1—
WatermelonsApr 7 to 21May 12 to 26—
Sweet Corn—Apr 27 to May 11—
Green Beans—May 12 to 26—
ZucchiniApr 14 to 28May 12 to 26—
BroccoliFeb 9 to Mar 2Mar 30 to Apr 13Jul 25 to Aug 22
Peas—Mar 16 to 30Jul 18 to Aug 1
SpinachMar 16 to 23Apr 20 to May 4Aug 1 to Sep 5
Sunflowers—Apr 27 to May 18—
ZinniasMay 12 to 19Jun 9 to 23—
Tulips——Aug 29 to Oct 24
Daffodils——Aug 29 to Oct 10
Grass Seed—Mar 16 to 30Aug 29 to Sep 12

Nearby cities

Planting in IowaAbout zone 5aPrintable calendar for Waterloo

Questions

When is the last frost in Waterloo?

Around April 27 in a typical year, based on NOAA's 1991-2020 records for Waterloo Muni Airport. There is still a 1 in 10 chance of frost after May 10.

What planting zone is Waterloo in?

USDA hardiness zone 5a (2023 map). The zone tells you which perennials survive the winter; planting dates depend on frost dates instead.

When should I plant tomatoes in Waterloo?

Start seeds indoors March 17 to 31 and set plants out May 12 to 26.

When is the first frost in Waterloo?

Around October 10 in a typical year, and before September 26 about 1 year in 10.